FAQ
Connecting You, Connecting Finance – That’s not just our tagline, it’s our promise.
Frequently Asked Questions
We are a licensed financial brokerage firm helping individuals and businesses access a wide range of loan and financing solutions across UAE banks — including personal loans, business financing, mortgage loans, and credit advisory.
No. SELCTUS acts as an independent broker. We help you find, apply, and secure the most suitable financing options from partner banks and financial institutions.
Processing times vary by bank and the type of loan. Typically, personal loans may take 3–5 business days, while business or mortgage loans may take up to 10 working days, depending on documentation.
Yes. Your data is handled securely in line with our Data Management Policy. We only share your information with financial institutions after receiving your consent.
Basic documents include Emirates ID, passport copy, salary certificate or trade license, bank statements, and existing liabilities (if any). Requirements may vary by product and bank.
We do not charge upfront fees for loan consultations. Any applicable fees or commissions (if any) are disclosed transparently and follow UAE regulations.
Yes. We assist both salaried and self-employed clients with tailored financing solutions, provided the necessary documentation and income proof is available.